How to prevent identity theft: Five tips

As many as 9 million Americans have their identities stolen each year, according to the Federal Trade Commission. Identity thieves may use your personal information to access your financial accounts, open credit cards, even rent an apartment in your name. Here are tips from the FTC, National Consumers League and Gibson Research on avoiding identity theft:

Never click on links sent in unsolicited emails. They could lead to legitimate-looking websites aimed at tricking you into entering your Social Security number, user name or account passwords. Also, don't give out financial or account information to unsolicited callers, even if they say they're from your bank.

Get off mailing lists for pre-approved credit offers. These lists are a "gold mine" for identity thieves, said the National Consumers League. Call (888) 5-OPTOUT ([888] 567-8688) or go to http://www.optoutprescreen.com to remove your name from national lists. You will have to provide your Social Security number.

Don't put your full date of birth on Facebook, or anywhere else online. If you want your friends to know your birthday, use only the month and day, not the year. Date of birth is one of the key pieces of information that many companies use to confirm identity.

Use long passwords. According to Gibson Research, a password that is 10 characters is vastly harder to crack than one that's nine characters, provided it is not a real word. The best thing to do is use a mix of letters, numbers and characters, like this: !co4D4)f%z.

Shred charge receipts, financial account statements, insurance forms, medical bills and other items with personal information when it's time to throw them away. ID thieves have been known to look through trash for account numbers and other identifying information, the FTC warned.

By Scott J. Wilson, Los Angeles Times


 

About Ady Simion (Realtor and Public Notary)

Ady Simion was named in the Top 1% of all agents for NRT LLC a subsidiary of Realogy that operates a variety of real estate offices under brands such as Coldwell Banker, Sotheby's International Realty, Century 21, The Corcoran Group, and the technology-based brokerages ZipRealty and Climb Real Estate. NRT has 787 offices and 47,000 sales associates. Selling and buying property can be very stressful but with the right agent it can be profitable and a fun experience. Ady is also a Notary Public and being a people person he wants to help negotiate for his clients making their transactions as smooth as possible. Ady’s goals are simple: He wants to be the best source of information on the Los Angeles area Real Estate market, as he assists clients through each transaction with care and professionalism. He is proud of his large referral base of clients who have placed their trust in him over the years. Why him, when there are so many good people out there?!?! • Sellers will have their property exposed to the largest team of sales professionals in the world by far. Coldwell Banker Agents sale more homes than anyone else. • Buyers will have the opportunity to view more properties exclusively. • And most importantly when you hire him you get a whole team working for you not just “only one person”. Ady Simion started his Professional Career as an Insurance Agent, and then mastered the Mortgage Industry focusing on helping buyers and sellers achieve their life dreams. He now is an Agent with the Largest Residential Real Estate Company in the nation and the world, Coldwell Banker, at the Pasadena office which is the leader in the areas in which he specializes. After finishing College Ady has consistently been a Top Producer in every office/business he worked at. He speaks English, Romanian and Spanish. Real Estate is constantly changing and working with an agent that has been involved in the Real Estate buying/selling process most of his life is always beneficial for clients. Call, text or e-mail him or just stop by to say Hi and ask any real estate questions you may have.

Posted on August 22, 2011, in Uncategorized. Bookmark the permalink. Leave a comment.

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