Monthly Archives: March 2019

What ๐˜๐จ๐ฎ ๐–๐ข๐ฅ๐ฅ ๐๐ž๐ž๐ to Get a ๐‡๐จ๐ฆ๐ž ๐‹๐จ๐š๐ง Today. ๐‡๐ž๐ซ๐ž ๐š๐ซ๐ž ๐ญ๐ก๐ž ๐›๐š๐ฌ๐ข๐œ๐ฌ. ๐Ÿ‘‰๐Ÿ“„โœ…๐Ÿ’ฐ๐Ÿก๐Ÿ˜‰

The 3 main things for getting a ๐‡๐จ๐ฆ๐ž ๐‹๐จ๐š๐ง are: Down payment, Income and Credit. ๐‡๐ž๐ซ๐ž ๐š๐ซ๐ž ๐ญ๐ก๐ž ๐›๐š๐ฌ๐ข๐œ๐ฌ.

Contact us and let’s get your process started today!

 

Ady Simion Call/Text at (626) 607-8652 or email me at Ady@AdySimion.com

Click hereโ€ฆto check your home value in seconds!

Click hereโ€ฆto search great deals, foreclosures and short sales in your area.

What is the ๐‘ช๐’๐’”๐’• ๐’๐’‡ ๐‘พ๐’‚๐’Š๐’•๐’Š๐’๐’ˆ Until Next Year to Buy? โœจ๐Ÿ’ฐ๐Ÿก๐Ÿขโœจโณ๐Ÿ’ธ๐Ÿคจ

Some Highlights:

โ™ฆ The cost of waiting to buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time.
โ™ฆ Freddie Mac predicts interest rates to rise to 5.1% by the end of 2019.
โ™ฆ CoreLogic predicts home prices to appreciate by 4.8% over the next 12 months.
โ™ฆ If you are ready and willing to buy your dream home, contact us, we can help you to find out if you are able to!

HAGA CLICK AQUIย ๐Ÿ‘‰๐Ÿ‘‰๐Ÿ‘‰ Para ver la Infografรญa en Espaรฑol

 

Ady Simion Call/Text at (626) 607-8652 or email me at Ady@AdySimion.com

Click hereโ€ฆto check your home value in seconds!

Click hereโ€ฆto search great deals, foreclosures and short sales in your area.

๐Ÿญ๐˜€๐˜ Step to Buy a Home: Getting ๐๐ซ๐ž-๐š๐ฉ๐ฉ๐ซ๐จ๐ฏ๐ž๐ ๐จ๐ซ ๐๐ซ๐ž-๐ช๐ฎ๐š๐ฅ๐ข๐Ÿ๐ข๐ž๐ or Both. ๐Ÿก๐Ÿ’ณ๐Ÿ’ฐ๐Ÿ“„โœ…

๐Ÿก๐Ÿ’ณ๐Ÿ’ฐ๐Ÿ“„โœ…

The first step in buying a new home is to go to a Bank or a Loan Broker to get a Pre-approval letter NOT a Pre-qualification letter. Knowing the difference between the two will save you time and it will put you on the perfect position for your house hunt.

The Pre-approval letter you will get after they verify your paperwork will tell you exactly how much you can buy based on your income, expenses and credit. A Pre-qualification letter is only a guess based on what you said without verification.

Contact us and let’s team up to find that dream house.

 

Ady Simion Call/Text at (626) 607-8652 or email me at Ady@AdySimion.com

Click hereโ€ฆto check your home value in seconds!

Click hereโ€ฆto search great deals, foreclosures and short sales in your area.

Podcast Ep 41 – 1st Step to Buy a Home, Yes Pre-approved No Pre-qualified. ๐Ÿก๐Ÿ’ณ๐Ÿ’ฐ๐Ÿ“„โœ…

Hi! Here is my newest Podcast episode.

๐ŸŽ™๏ธ๐Ÿ‘‚๐ŸŽง๐Ÿ”Š

ย CLICK HERE

๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡

Episode 41 – 1st Step to Buy a Home, Yes Pre-approved No Pre-qualified.

๐Ÿก๐Ÿ’ณ๐Ÿ’ฐ๐Ÿ“„โœ…

You can also find it on iTunes.

http://bit.ly/adypodcastย  orย  http://bit.ly/adyitunes

 

Please contact us if you have more questions

or comments about this or other Real Estate topics.

 

Ady Simion Call/Text at (626) 607-8652 or email me at Ady@AdySimion.com

Click hereโ€ฆto check your home value in seconds!

Click hereโ€ฆto search great deals, foreclosures and short sales in your area.

๐Ÿ’ Proven Ways ๐‘๐ž๐š๐ฅ ๐„๐ฌ๐ญ๐š๐ญ๐ž Can Build Sizable ๐…๐š๐ฆ๐ข๐ฅ๐ฒ ๐–๐ž๐š๐ฅ๐ญ๐ก ๐Ÿ˜‰๐Ÿ˜๐Ÿข๐Ÿ’ฐ๐Ÿ’ต๐Ÿ˜Ž

Recently, David Greene, co-host of the BiggerPockets podcast and a nationally renowned author and speaker, wrote an article in Forbes explaining how investing in real estate could help build wealth. Many of the points he made also apply to a family owning their own home. Here are a few:

1. Appreciation

โ€œThe rising of home prices over time, is how the majority of wealth is built in real estate. This is the โ€˜home runโ€™ you hear of when people make a large windfall of money. While prices fluctuate, over the long run real estate values have always gone up, always, and there is no reason to think that is going to change.

One thing to consider when it comes to real estate appreciation affecting your ROI is the fact that appreciation combined with leverage offers huge returns. If you buy a property for $200,000 and it appreciates to $220,000, your property had made you a 10% return. However, you likely didnโ€™t pay cash for the property and instead used the bankโ€™s money. If you consider that you may have put 10% down ($20,000), you actually have doubled your investment, a 100% return.โ€

2. Leverage

โ€œBy nature, real estate is one of the easiest assets to leverage I have ever come acrossโ€”maybe the easiest. Not only is it easy to leverage the financing of it, but the terms are incredible compared to any other kind of loan. Interest rates are currently below 5%, down payments can be 20% or less, and loans are routinely amortized over 30-year periods.โ€

3. Paying Off the Debt

โ€œOne of the best parts of investing in real estate is the fact that โ€ฆ youโ€™re slowly paying down your loan balance with each payment to the bankโ€ฆ After enough time passes, a good chunk of every payment comes off the loan balance, and wealth is created.โ€

4. Forced Equity

โ€œForced equity is a term used to refer to the wealth that is created when an investor does work to a property to make it worth moreโ€ฆ

Example of this would be adding a third or fourth bedroom to a property with only two, adding a second bathroom to a property with only one, or adding more square footage to a property with less than the surrounding houses.โ€

Though Green was talking about investors, the same could be said about a family upgrading their own home.

Bottom Line

Green put it best by saying:

โ€œThere are many ways to build wealth in America, but real estate might be the safest, steadiest and simplest way to do so.โ€

To read the full article, click here.

Contact us and let’s explore your best options to start building wealth on real estate.

 

Ady Simion Call/Text at (626) 607-8652 or email me at Ady@AdySimion.com

Click hereโ€ฆto check your home value in seconds!

Click hereโ€ฆto search great deals, foreclosures and short sales in your area.

The KonMari Method: Helping You Prep Your House For Sale ๐Ÿ˜‰โœจ๐Ÿ โœจ๐Ÿ’–

One of the biggest challenges sellers face when listing their house is decluttering. Cleaning out some of the more personal decorating choices allows buyers to imagine themselves living in the house.

Those planning to sell soon are in luck! Marie Kondo, the inventor of the KonMari Method of Tidying Up, has gained popularity with her new Netflix series. She gives some great tips for sorting through years of accumulated possessions that we all collect in our homes.

โ€œThe KonMari Methodโ„ข encourages tidying by category โ€“ not by location โ€“ beginning with clothes, then moving on to books, papers, komono (miscellaneous items), and, finally, sentimental items. Keep only those things that speak to the heart, and discard items that no longer spark joy. Thank them for their service โ€“ then let them go.โ€

When you subjectively look at all of your belongings, you can sort through the ones that mean the most to you. Not only will you increase space for more joy-bringing items in your new home, but you will also have a much easier time packing remaining belongings!

โ€œRemember, tidying up isnโ€™t about getting rid of stuff. It is about creating an environment that sparks joy and improves your quality of life.โ€

When selling your house, first impressions matter! Before you or your agent schedule a photographer to take photos for your listing, make sure to tour your home with fresh eyes. Look for any imperfections that a buyer might notice.

When you sort through your more sentimental items, consider packing them away to ensure that you know where they all are. That way, they are safe during open houses and showing appointments. This will also cut down on the amount of packing you need to do right before you move!

Bottom Line

Whether you are selling your house to move up to a larger one, downsizing, or moving in with family, only bring the items that truly spark joy for you. This will not only help cut down on the items you move, but also ensures that youโ€™re off to a great start in your new home. Contact us and let us show you how we can make of your home sale pure JOY!

CLICK HERE

๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡

Your Home Valuation

 

Version Espaรฑol: El mรฉtodo KonMari: Ayudรกndole a preparar su casa para la venta

 

Ady Simion Call/Text at (626) 607-8652 or email me at Ady@AdySimion.com

Click hereโ€ฆto check your home value in seconds!

Click hereโ€ฆto search great deals, foreclosures and short sales in your area.

Home Prices Up 5.73% Across the Country! ๐Ÿ’ฒ๐Ÿ˜๐Ÿขโ†—๏ธ๐Ÿ’ฐ

Some Highlights:

โ™ฆ The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report.
โ™ฆ In the report, home prices are compared both regionally and by state.
โ™ฆ Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more!

Contact us if you have thoughts on relocating, we can send you in minutes and for free your Home Value along with a Comparative Market Analysis (CMA).

CLICK HERE

๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡

Your Home Valuation

 

Ady Simion Call/Text at (626) 607-8652 or email me at Ady@AdySimion.com

Click hereโ€ฆto check your home value in seconds!

Click hereโ€ฆto search great deals, foreclosures and short sales in your area.

What Do You ๐‡๐š๐ฏ๐ž ๐ญ๐จ ๐€๐ฌ๐ค a Listing Agent Before ๐’๐ž๐ฅ๐ฅ๐ข๐ง๐  ๐˜๐จ๐ฎ๐ซ ๐‡๐จ๐ฆ๐ž? ๐Ÿค”๐Ÿก๐Ÿ’ฒ๐Ÿ“ฃ

๐Ÿค”๐Ÿก๐Ÿ’ฒ๐Ÿ“ฃ

What Do You ๐‡๐š๐ฏ๐ž ๐ญ๐จ ๐€๐ฌ๐ค a Listing Agent Before ๐’๐ž๐ฅ๐ฅ๐ข๐ง๐  ๐˜๐จ๐ฎ๐ซ ๐‡๐จ๐ฆ๐ž?

In todayโ€™s housing market there are ๐Ÿฐ ๐—ธ๐—ฒ๐˜† things you must know before putting your home for ๐—ฆ๐—”๐—Ÿ๐—˜. Having a realtor that can answer to those questions accurately will be crucial for a ๐ฌ๐ฎ๐œ๐œ๐ž๐ฌ๐ฌ๐Ÿ๐ฎ๐ฅ ๐’๐€๐‹๐„ in a competitive market. Contact us and let’s make of your home sale the SALE.

CLICK HERE

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Your Home Value Now

Ady Simion Call/Text at (626) 607-8652 or email me at Ady@AdySimion.com

Click hereโ€ฆto check your home value in seconds!

Click hereโ€ฆto search great deals, foreclosures and short sales in your area.